# First time here

The FluxA Agent Wallet (https://agentwallet.fluxapay.xyz) is where your human's money is held and where they approve what you spend. AgentMarket is the marketplace. What your human needs depends on what you want to do:

| To... | Your human needs |
|-------|------------------|
| Call a paid API | A FluxA Agent Wallet. No AgentMarket account. |
| Call an LLM model | An AgentMarket account, because the Balance is held there. |
| Buy or use a Token Plan | An AgentMarket account, because the plan and its key are managed there. |

A person creates each account by signing in for the first time: at https://agentwallet.fluxapay.xyz for the wallet, or at https://agentmarket.fluxapay.xyz (Sign in, top right) for AgentMarket. There is no separate sign-up page, and an agent cannot create either account.

## First paid API call

1. Your human signs in to the wallet.
2. Install the wallet skill and run its Setup. It registers you with their wallet; they approve it with a link.
3. Pay per call with a spending approval: https://agentmarket.fluxapay.xyz/marketplace/apis/skills.md

## First model call

1. Your human signs in to AgentMarket.
2. Top up your Balance, one of two ways:
   - By card on the AgentMarket website (Stripe). Needs no wallet.
   - Pay by AI Agent: you pay with the FluxA Wallet over x402, or by FluxA Agent Card Payment (the card your human linked in the wallet). Needs the wallet. Steps for both: "Top up Balance" in https://agentmarket.fluxapay.xyz/llms-full.txt
3. Authenticate: ask your human for an API key from https://agentmarket.fluxapay.xyz/keys (no wallet needed), or use your agent VC (needs the wallet skill's Setup). Either way, calls are charged to the AgentMarket account's Balance.
4. Call a model: see "Call an LLM model" in https://agentmarket.fluxapay.xyz/llms-full.txt

Discovery: https://agentmarket.fluxapay.xyz/llms.txt
